Vision therapy is a form of non-surgical therapy that involves a series of eye exercises and activities meant to improve eye function and correct vision problems. Vision therapy is often recommended for children with vision-related learning disabilities, eye-strain, and eye-tracking defects. It can also help athletes, people with traumatic brain injuries, and individuals with vision-related symptoms like double vision, blurred vision, and headaches.
While some health insurance policies cover vision therapy, not all of them do. That’s why it’s important to have a clear understanding of your vision insurance policy to know if it covers vision therapy or not. If it doesn’t, you may still be able to get coverage, but you will have to pay for it out of your own pocket. In this article, we’ll take a closer look at vision insurance coverage for vision therapy and how to get the coverage you need.
What is Vision Insurance Coverage?
Vision insurance coverage is a type of insurance policy that helps to pay for eye exams, prescription eyewear, and vision-related medical treatments. Vision insurance policies may have different coverage levels that cater to different needs and budgets. Some of the common vision insurance policies include:
- Basic vision care coverage – this type of coverage is designed for people who require routine eye exams and basic glasses or contact lenses.
- Major vision care coverage – this type of coverage includes all the benefits of basic vision care coverage plus coverage for eye surgeries, disease treatments, and high-end eyewear.
- Vision plan discount – this type of coverage is not insurance but offers discounted prices on vision services and products.
Does Vision Insurance Cover Vision Therapy?
While many vision insurance policies cover basic eye exams and prescription eyewear, not all of them cover vision therapy. Vision therapy is considered to be a specialized service that requires a different level of coverage than routine exams and glasses. If you’re interested in vision therapy, it’s important to check with your insurance company directly to see if it’s covered under your policy.
How to Get Vision Insurance Coverage for Vision Therapy?
If your vision insurance policy doesn’t cover vision therapy, you may still be able to get coverage for it. You can do this by purchasing a supplemental vision care plan that covers vision therapy or by opting for a higher level of coverage that includes vision therapy in its benefits. Some vision therapy clinics also offer financing options and payment plans to help patients afford their treatment.
Vision therapy is an effective non-surgical treatment for vision problems, but not all vision insurance policies cover it. If you require vision therapy, it’s important to check your vision insurance policy to see if it’s covered. If it’s not covered, you may still be able to get coverage by purchasing a supplemental vision care plan or choosing a higher level of coverage that includes vision therapy.
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